Why GreenSky®

Give yourself the freedom to spend as much or as little of the approved loan as you need. You only pay back what you spend.


  • Easy to use GreenSky® Direct Payment Card
  • 6-month purchase window
  • Credit limits up to $55,0001
  • Multiple payment options
  • Use with any home improvement contractor or store
  • Includes both indoor and outdoor projects
  • Interest rates as low as 6.99%1

How Your GreenSky® Home Improvement Loan Works

Apply in no time

Apply in no time

Apply for a loan in just 2 minutes. Get a decision in seconds.

Get started faster

Get started faster

Receive home improvement payment card in the mail within a few days

Trusted and Secure

Over a million customers have trusted the GreenSky® family of programs to meet their home improvement needs.

2.8 Million+

2.8 Million+

Customers Satisfied

~17,000

~17,000

Active Merchants

~$21 Billion

~$21 Billion

Loans Funded